VA and HUD Real Estate

How Does Your Credit Rate?

 

Credit Grade Calculator
Mortgage / Home Equity Loan (Number of late payments in past 12 months) 30 Days Late None 1 2 - 3 4 + 60 Days Late None 1 2 - 3 4 + 90 Days Late None 1 2 - 3 4 + 90 + Days Late None 1 2 - 3 4 + Installment Loans / Revolving Credit (Number of late payments in past 12 months) 30 Days Late None 1 - 2 3 - 5 6 + 60 Days Late None 1 - 2 3 - 5 6 + 90 Days Late None 1 - 2 3 - 5 6 + 90 + Days Late None 1 - 2 3 - 5 6 +
Your Credit Grade: * * This is an approximate rating. Different lenders may grade you somewhat higher or lower, depending on their internal underwriting requirements. Also, the elements which influence your credit rating are often subject to interpretation. There may be mitigating factors, such as a layoff for example, which are not likely to reoccur.

Real Estate Foreclosure	None Current 1 Year 2 Years 3 Years 5 Years 7 Years
Creditor Judgements against you	None Current 1 Year 2 Years 3 Years 5 Years 7 Years
Creditor Chargeoffs	None Current 1 Year 2 Years 3 Years 5 Years 7 Years
Personal Bankruptcy	None Current 1 Year 2 Years 3 Years 5 Years 7 Years
Collections or Wage Garnishments	None Current 1 Year 2 Years 3 Years 5 Years 7 Years
Tax Liens	None Current 1 Year 2 Years 3 Years 5 Years 7 Years